TakeNow Accounts
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TakeNow Accounts — User Training Guide

This guide is for store admins and team members who manage the financial ledger, capital tracking, and profit-share bonuses.


1. Who can use this app?

  • Sign in with your TakeNow Store admin email and password.
  • Only Super Admin and Admin roles can log in.
  • Share the Team Report page (/reports) with employees for transparency on bonus math.

2. App overview — five pages

PagePurpose
DashboardMonthly P&L cards + 6-month chart. Sync from Store button.
Master LedgerOperating transactions only: Income, COGS, OpEx, Salary
CapitalLifetime investment, stock, draws — chart + monthly table
Owner ReportShareholders: lifetime P&L, green/red progress, monthly net profit
PayrollEmployee salaries + equal 25% bonus pool with full math
Team ReportEmployee-facing transparency: P&L + bonus breakdown (share this page)

Public guide: /guide (no login required)

The month selector in the header (◀ August 2026 ▶) applies to Dashboard, Ledger, Capital, Payroll, and Team Report.

All amounts are BDT (৳). Months use Asia/Dhaka time.


3. Transaction types

Operating types (Master Ledger + P&L)

TypeLabelWhat it isExamples
INCOMEIncomeRevenue from salesStore sync, manual sales adjustments
COGSCOGSCost of goods sold — cost of units actually soldSynced product cost, packaging on shipped orders
OPEXOpExRunning costsMeta/TikTok ads, rent, subscriptions, courier fees
SALARYSalaryPayroll expensesMonthly salary batch

Capital types (Capital page only — no P&L impact)

TypeLabelWhat it isExamples
INVESTMENT_INInvestment InMoney investors/founders put into the business৳200,000 investor injection
STOCK_PURCHASEStock PurchaseCash spent buying inventory (not expense until sold)৳50,000 bulk stock order
OWNER_DRAWOwner DrawCash taken out by ownersFounder monthly withdrawal

Important: Capital is tracked separately and rolls over time. There is no “recover investment before bonus” gate — employee bonus uses operating profit + loss carryforward only.


4. COGS — cost of goods sold (not everything you buy)

COGS = Cost of Goods Sold = what your sold products cost you.

DoDon't
Enter COGS for units sold this monthEnter COGS for all stock you purchased
Sync from store (auto-calculates sold COGS)Put unsold warehouse stock in COGS
One monthly COGS total is fineUse COGS for ads or rent

Example: Buy 100 units for ৳50,000 → record Stock Purchase ৳50,000 on Capital. Sell 30 units (cost ৳15,000) → COGS ৳15,000 on Master Ledger (or sync from store).

Office decoration (৳80,000)?OpEx on Master Ledger (real expense). If paid from investor money, still OpEx for P&L; the investor cash was recorded as Investment In on Capital.


5. Capital page — tracking investor money

Example: ৳200,000 investor injection

StepPageTypeAmountCategory
1CapitalInvestment In৳200,000Investor A
2CapitalStock Purchase৳50,000Initial inventory
3Master LedgerOpEx৳80,000Office decoration
4CapitalOwner Draw৳20,000Founder withdrawal

Summary cards on Capital page

CardMeaning
Total investment inAll investor/founder capital received
Total stock purchasesInventory bought (tracked here until sold)
Total owner drawCash taken out
Net capital balanceInvestment In − Owner Draw (rolling)

Stock purchases are shown separately — they represent where capital went, not monthly profit/loss.


5b. Capital page — lifetime view

Open Capital in the sidebar. At the top you see lifetime (all-time) totals:

  • Total investment in, stock purchases, owner draws
  • Net capital balance = Investment In − Owner Draw
  • Progress bar — violet = investment, rose = draws
  • Chart — capital flows per month
  • Lifetime table — each month’s investment, stock, draw, and running balance

Scroll down for entries this month (add/edit/delete).


5c. Owner Report — for shareholders

Open Owner Report (/owner) to present to investors:

SectionWhat it shows
Lifetime cardsTotal revenue, expenses, net profit, investment
Green / red barsCumulative net profit and owner surplus (profit minus draws)
Return indicator% of investment earned back via operating profit (informational only)
ChartGreen/red monthly net profit bars + cumulative line
Lifetime tableEvery month: revenue, expenses, net profit, cumulative, bonus pool, investment, draws

Green = profitable month or positive cumulative. Red = loss month.

This does not block employee bonus — it is for owner/shareholder visibility.


On Dashboard or Master Ledger, click Sync from Store for the selected month.

Synced rowTypeSource data
Store salesINCOMENon-cancelled order totals (Dhaka month)
Product costCOGSCost price × qty on sold order lines
  • Idempotent — safe to run again; updates same two rows.
  • STORE rows cannot be edited — re-sync to refresh.
  • Requires STORE_APP_URL and STORE_INTERNAL_API_KEY configured.

7. P&L and bonus calculations

Monthly P&L

Gross Revenue = sum INCOME
COGS          = sum COGS (sold product cost only)
OpEx + Salary = operating expenses
Gross Profit  = Revenue − COGS
Net Profit    = Gross Profit − (OpEx + Salary)

Capital types are excluded from all of the above.

Employee bonus (25%, equal split)

Net Profit − Previous losses = Eligible profit
Eligible × 25% = Bonus pool
Bonus pool ÷ active employees = Per person

Loss carryforward: earlier loss months must be covered before bonus pays out.

Investment recovery does NOT block bonus — capital and operating profit are separate books.


8. Team Report (for employees)

Open Team Report in the sidebar. Share this screen in meetings so employees see:

  • Revenue, expenses, net profit for the month
  • 6-month revenue vs expenses chart
  • Full bonus calculation breakdown
  • Equal share per active employee

This page does not show investor names, individual salaries, or capital movements.


9. Monthly workflow

  1. Select month in header
  2. Sync from Store (Dashboard or Master Ledger)
  3. Master Ledger — add OpEx, Salary, manual Income/COGS if needed
  4. Capital — record new investment, stock purchases, owner draws
  5. Dashboard — review P&L and bonus pool
  6. Payroll — confirm employees and bonus math
  7. Team Report — share with team

First-time setup: work oldest month → newest so loss carryforward is correct.


10. Production setup (no seed)

  1. pnpm db:push — schema only, no seed in production
  2. Log in as Admin
  3. Add employees on Payroll
  4. Sync + enter data month by month, oldest first

11. FAQ

Q: Where do I put ৳200k from an investor? A: Capital → Investment In.

Q: Where do I put ৳50k buying stock? A: Capital → Stock Purchase. When products sell, COGS goes on Master Ledger (or sync).

Q: Does decoration go on Capital? A: No — OpEx on Master Ledger. It reduces net profit.

Q: Can employees see investor amounts? A: Use Team Report for P&L/bonus only. Capital page is for admins.

Q: Bonus is ৳0 but we had profit? A: Check Previous losses on Payroll — earlier loss months absorb profit first.

Q: Sync failed? A: Confirm store is running and API keys match on both apps.


12. Quick reference

OPERATING (Master Ledger):
  INCOME, COGS, OPEX, SALARY → affect net profit & bonus

CAPITAL (Capital page):
  INVESTMENT_IN, STOCK_PURCHASE, OWNER_DRAW → cash tracking only

COGS     = cost of products SOLD (not purchased)
Stock    = STOCK_PURCHASE on Capital until sold
Bonus    = 25% of eligible profit ÷ active employees
Capital  = rolling; no recovery gate on bonus

Document version: 2.0 — Capital page, Stock Purchase, Team Report, Store sync restored